:root {
    --navy-900: #0A1E3A;
    --navy-800: #12294B;
    --gold-600: #C79D3C;
    --copper-500: #d78467;

    --bg: #ffffff;
    --bg-soft: #f7f8fb;
    --card: #ffffff;
    --card-strong: #ffffff;
    --text: #12294b;
    --muted: #4b5f7d;
    --border: rgba(10, 30, 58, 0.14);
    --shadow: 0 16px 36px rgba(10, 30, 58, 0.12);
    --max: 1120px;
    --radius: 22px;

    --serif: "Times New Roman", Times, serif;
    --sans: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Noto Sans", "Liberation Sans", sans-serif;
}

* {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    margin: 0;
    font-family: var(--sans);
    background: var(--bg);
    color: var(--text);
    line-height: 1.5;
}

a {
    color: inherit;
    text-decoration: none;
}

.container {
    width: min(var(--max), calc(100% - 24px));
    margin: 0 auto;
}

.narrow {
    max-width: 860px;
}

.section {
    padding: 72px 0;
}

.alt-bg {
    background: rgba(10, 30, 58, 0.04);
    border-top: 1px solid rgba(10, 30, 58, 0.06);
    border-bottom: 1px solid rgba(10, 30, 58, 0.06);
}

.site-header {
    position: sticky;
    top: 0;
    z-index: 30;
    background: rgba(255, 255, 255, 0.86);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid rgba(10, 30, 58, 0.08);
}

.nav {
    min-height: 78px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
}

.brand {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    min-width: 0;
}

.brand-mark {
    width: auto;
    height: 64px;
    object-fit: contain;
    filter: drop-shadow(0 8px 18px rgba(10, 30, 58, 0.2));
}

.brand-name {
    font-family: var(--serif);
    font-weight: 700;
    letter-spacing: 0.4px;
    white-space: nowrap;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 22px;
    color: var(--muted);
    font-weight: 650;
}

.nav-links a {
    padding: 10px 10px;
    border-radius: 12px;
    transition: 0.2s ease;
}

.nav-links a:hover {
    color: var(--text);
    background: rgba(10, 30, 58, 0.05);
}

.nav-actions {
    display: inline-flex;
    align-items: center;
    gap: 12px;
}

.lang-toggle {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 6px;
    border-radius: 999px;
    background: rgba(10, 30, 58, 0.05);
    border: 1px solid rgba(10, 30, 58, 0.12);
}

.lang-btn {
    appearance: none;
    border: 0;
    border-radius: 999px;
    padding: 8px 10px;
    background: transparent;
    color: var(--muted);
    font-weight: 800;
    cursor: pointer;
    transition: 0.2s ease;
}

.lang-btn[aria-pressed="true"] {
    background: rgba(199, 157, 60, 0.22);
    color: var(--navy-900);
    box-shadow: inset 0 0 0 1px rgba(199, 157, 60, 0.35);
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 52px;
    padding: 0 22px;
    border-radius: 14px;
    font-weight: 800;
    letter-spacing: 0.2px;
    transition: 0.2s ease;
    border: 1px solid transparent;
}

.btn-primary {
    color: rgba(6, 19, 39, 0.96);
    background: linear-gradient(180deg, rgba(199, 157, 60, 1), rgba(199, 157, 60, 0.88));
    box-shadow: 0 18px 40px rgba(199, 157, 60, 0.18), 0 16px 42px rgba(0, 0, 0, 0.28);
}

.btn-primary:hover {
    transform: translateY(-1px);
    filter: brightness(1.03);
}

.btn-secondary {
    color: var(--navy-900);
    background: #fff;
    border-color: rgba(10, 30, 58, 0.2);
}

.btn-secondary:hover {
    background: rgba(10, 30, 58, 0.05);
    transform: translateY(-1px);
}

.full-width {
    width: 100%;
}

.hero {
    padding-top: 86px;
    padding-bottom: 72px;
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: "";
    position: absolute;
    inset: -120px -40px auto -40px;
    height: 440px;
    background: radial-gradient(700px 280px at 50% 20%, rgba(199, 157, 60, 0.2), transparent 72%);
    pointer-events: none;
}

.hero-grid {
    display: grid;
    grid-template-columns: 1.05fr 0.95fr;
    gap: 30px;
    align-items: center;
}

.eyebrow {
    display: inline-flex;
    align-items: center;
    font-family: "Times New Roman", Times, serif;
    gap: 10px;
    margin-bottom: 14px;
    padding: 10px 12px;
    border-radius: 999px;
    background: rgba(199, 157, 60, 0.15);
    border: 1px solid rgba(199, 157, 60, 0.3);
    color: var(--navy-900);
    font-size: 14px;
    font-weight: 800;
}

.hero-copy h1 {
    margin: 0 0 16px;
    font-family: var(--serif);
    font-size: clamp(38px, 5.2vw, 64px);
    line-height: 1.02;
    letter-spacing: -0.6px;
}

.lead {
    margin: 0 0 24px;
    color: var(--muted);
    font-size: 18px;
    max-width: 640px;
}

.hero-actions {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    margin-bottom: 18px;
}

.hero-note {
    background: transparent;
        border: none;
        box-shadow: none;
        padding: 0;
        margin-top: 14px;
        font-size: 0.8rem;
        line-height: 1.4;
        color: #6f6f6f;
}

.hero-visual {
    position: relative;
    display: flex;
    justify-content: flex-end;
}

.hero-image-exact {
    width: min(620px, 100%);
    height: auto;
    object-fit: contain;
    display: block;
    filter: none;
    box-shadow: none;
}

.credentials {
    padding-top: 0;
}

.credential-bar {
    border-radius: 18px;
    padding: 18px 20px;
    text-align: center;
    font-weight: 800;
    letter-spacing: 0.2px;
    background: rgba(199, 157, 60, 0.12);
    border: 1px solid rgba(199, 157, 60, 0.24);
}

.section-head {
    text-align: center;
    margin: 0 auto 34px;
}

.section-head h2 {
    margin: 0 0 12px;
    font-family: var(--serif);
    font-size: clamp(30px, 4vw, 46px);
    line-height: 1.08;
    letter-spacing: -0.4px;
}

.section-head p {
    margin: 0;
    color: var(--muted);
    font-size: 17px;
}

.offer-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 18px;
    align-items: stretch;
}

.offer-card {
    border-radius: 26px;
    padding: 22px;
    background: rgba(255, 255, 255, 0.95);
    border: 1px solid rgba(10, 30, 58, 0.12);
    box-shadow: var(--shadow);
}

.offer-card.featured {
    background: linear-gradient(180deg, rgba(199, 157, 60, 0.2), rgba(255, 255, 255, 0.92));
    border-color: rgba(199, 157, 60, 0.28);
}

.offer-top {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 14px;
    margin-bottom: 14px;
}

.offer-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 12px;
    border-radius: 999px;
    font-weight: 900;
    font-size: 13px;
    letter-spacing: 0.2px;
    background: rgba(10, 30, 58, 0.1);
    border: 1px solid rgba(10, 30, 58, 0.16);
    color: var(--text);
}

.offer-amount {
    font-family: var(--serif);
    font-weight: 900;
    font-size: 34px;
    letter-spacing: -0.4px;
}

.offer-list {
    list-style: none;
    padding: 0;
    margin: 0 0 14px;
    display: grid;
    gap: 10px;
}

.offer-list li {
    display: flex;
    justify-content: space-between;
    gap: 12px;
    padding: 12px 12px;
    border-radius: 16px;
    background: rgba(10, 30, 58, 0.03);
    border: 1px solid rgba(10, 30, 58, 0.08);
}

.offer-list strong {
    color: var(--navy-900);
}

.disclaimer {
    margin: 0 0 16px;
    color: var(--muted);
    font-size: 13px;
}

.feature-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 14px;
}

.feature {
    border-radius: 22px;
    padding: 18px 18px;
    background: rgba(255, 255, 255, 0.94);
    border: 1px solid rgba(10, 30, 58, 0.12);
    box-shadow: var(--shadow);
}

.feature h3 {
    margin: 0 0 8px;
    font-family: var(--serif);
    font-size: 20px;
    letter-spacing: -0.2px;
}

.feature p {
    margin: 0;
    color: var(--muted);
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 18px;
}

.card {
    border-radius: 24px;
    padding: 22px;
    background: rgba(255, 255, 255, 0.94);
    border: 1px solid rgba(10, 30, 58, 0.12);
    box-shadow: var(--shadow);
}

.step-badge {
    width: 44px;
    height: 44px;
    margin-bottom: 14px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 14px;
    background: rgba(199, 157, 60, 0.22);
    border: 1px solid rgba(199, 157, 60, 0.28);
    color: var(--navy-900);
    font-weight: 900;
}

.card h3 {
    margin: 0 0 8px;
    font-family: var(--serif);
    font-size: 22px;
    letter-spacing: -0.2px;
}

.card p {
    margin: 0;
    color: var(--muted);
}

.cta-band {
    padding: 54px 0;
    background:
        radial-gradient(800px 360px at 30% 50%, rgba(199, 157, 60, 0.22), transparent 60%),
        rgba(10, 30, 58, 0.06);
    border-top: 1px solid rgba(10, 30, 58, 0.08);
    border-bottom: 1px solid rgba(10, 30, 58, 0.08);
}

.cta-grid {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
    flex-wrap: wrap;
}

.cta-copy h2 {
    margin: 0 0 8px;
    font-family: var(--serif);
    font-size: clamp(26px, 3.2vw, 40px);
}

.cta-copy p {
    margin: 0;
    color: var(--muted);
}

.cta-actions {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
}

.faq-list {
    display: grid;
    gap: 14px;
}

details {
    border-radius: 20px;
    padding: 18px 18px 16px;
    background: rgba(255, 255, 255, 0.95);
    border: 1px solid rgba(10, 30, 58, 0.12);
    box-shadow: var(--shadow);
}

summary {
    list-style: none;
    cursor: pointer;
    font-weight: 900;
    letter-spacing: 0.1px;
}

summary::-webkit-details-marker {
    display: none;
}

details p {
    margin: 12px 0 0;
    color: var(--muted);
}

.site-footer {
    padding: 40px 0 26px;
    color: var(--muted);
    border-top: 1px solid rgba(10, 30, 58, 0.1);
    background: #f7f8fb;
}

.footer-grid {
    display: flex;
    justify-content: space-between;
    gap: 24px;
    flex-wrap: wrap;
    align-items: flex-start;
}

.footer-brand {
    display: grid;
    gap: 10px;
    max-width: 520px;
}

.footer-mark {
    width: 70px;
    height: 70px;
    border-radius: 20px;
    padding: 12px;
    background: #fff;
    border: 1px solid rgba(10, 30, 58, 0.1);
}

.footer-logo-img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.footer-title {
    font-family: var(--serif);
    font-weight: 800;
    letter-spacing: 0.4px;
    color: var(--navy-900);
}

.footer-text {
    margin: 0;
    color: var(--muted);
}

.footer-links {
    display: grid;
    gap: 10px;
}

.footer-links a {
    padding: 10px 10px;
    border-radius: 12px;
    background: #fff;
    border: 1px solid rgba(10, 30, 58, 0.1);
    transition: 0.2s ease;
}

.footer-links a:hover {
    background: rgba(10, 30, 58, 0.05);
    border-color: rgba(10, 30, 58, 0.15);
    color: var(--navy-900);
}

.footer-bottom {
    border-top: 1px solid rgba(10, 30, 58, 0.08);
    margin-top: 22px;
    padding-top: 18px;
    font-size: 13px;
    line-height: 1.5;
}

.footer-disclaimer {
    color: var(--muted);
    max-width: 980px;
}

.fees-card {
    border-radius: 24px;
    padding: 20px;
    background: #fff;
    border: 1px solid rgba(10, 30, 58, 0.12);
    box-shadow: var(--shadow);
}

@media (max-width: 980px) {
    .nav-links {
        display: none;
    }

    .hero-grid,
    .offer-grid,
    .steps-grid,
    .feature-grid {
        grid-template-columns: 1fr;
    }

    .hero-visual {
        display: none;
    }

    .hero-image-exact {
        width: min(560px, 100%);
    }
}

@media (max-width: 640px) {
    .section {
        padding: 56px 0;
    }

    .hero {
        padding-top: 64px;
        padding-bottom: 56px;
    }

    .brand-name {
        display: none;
    }

    .offer-amount {
        font-size: 30px;
    }

    .hero-image-exact {
        width: 100%;
        image-rendering: auto;
        background: radial-gradient(circle at 40% 60%,
                    rgba(0, 0, 0, 0.2),
                    transparent 60%);
    }
}